Can A Car Accident Lawyer Help? Get Answers To Frequently Asked Questions

2 August 2021 by Jonathan Phillips

Are you considering hiring a car accident lawyer to help settle your insurance claim but find that you have quite a few questions that are causing you to wonder whether or not these legal services are really right for you? If so, you are not alone. Many accident victims find themselves asking these very same questions. Thankfully you are in the right place to get the answers to many of these frequently asked questions.

Can a lawyer help even if the insurance company already issued payment for vehicle damage?

Once the insurance company accepts liability, it is quite common for the process of issuing payment for any damage to your vehicle to go rather quickly. Oftentimes accident victims find themselves questioning whether or not accepting this payment means that they are no longer able to seek the representation of an attorney in their case. However, in some cases, the payment you receive for damage done to your vehicle has absolutely nothing to do with your injury claim. This is because property damage and injury claims are sometimes filed separately. Therefore you could still have the right to seek out the counsel of a car accident lawyer even if you have already accepted payment for your car. 

Can an attorney help even if your medical bills were initially covered by private medical insurance?

It is not uncommon for the hospital or doctor's office to submit medical bills related to your accident directly to your medical insurance provider. This is especially true in cases when the medical provider in question already has your insurance information on file or when liability in your accident case is not immediately accepted by the other driver's insurance company. In this situation, it is important to understand that while the car insurance company is still liable for paying the full amount of your medical costs, your medical insurance provider will have the legal right to place a lien against any settlement amount that you receive in order to recoup the amount they paid to cover your medical bills. This type of situation can get a bit confusing. Consequently, not only can a car accident lawyer still help in this situation, but you will actually find that seeking out legal assistance may be necessary to help you navigate the settlement process. 

Can a car accident lawyer help even if the insurance company isn't accepting full liability?

While liability will be easily determined in some cases, many car accident claims involve at least some issues regarding who is liable for causing the accident. Oftentimes at least partial liability will be assigned to both of the drivers involved in the accident. As long as it is ultimately determined that you are less than 50% liable, a car accident attorney will be able to assist with your case. 

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