Letting Your Lawyer Deal With The Insurance Adjuster

3 October 2016 by Jonathan Phillips

If you have been injured in an accident, you may be entitled to financial compensation for your injuries. Filing a claim through the responsible party's insurance company (or your own) can be a complex process, and dealing with insurance adjusters can make recovering from your injuries even more stressful. Hiring a personal injury lawyer to act as your representative eliminates the need for you to deal directly with an insurance adjuster.

Here are three beneficial services an attorney can provide when it comes to working with an insurance company on your behalf.

1. Limited access to medical records.

Your medical records are considered personal and private, but an insurance adjuster will need access to some of the information within your medical records in order to process your claim.

When you choose to have a personal injury attorney represent your interests, the type of information the adjuster will be able to glean from your medical records will be limited only to the information relevant to your accident. This will prevent the adjuster from using your medical history against you as a way to lower your settlement offer.

2. No chance of denial.

Filing a claim for financial compensation through an insurance company can be a complex and confusing process. Many policies are written in language that can be difficult for the average person to understand, and there are requirements and procedures which must be met and followed in order for your claim to be valid.

When you hire an attorney to deal directly with the insurance adjuster to help file your claim, you ensure that you don't have to worry about meeting deadlines or filing the appropriate forms. Personal injury attorneys are familiar with the claims-filing process, and your lawyer will be able to ensure there is no chance that your claim will be denied due to a technicality.

3. Increased settlement offer.

If you have an attorney representing your interests throughout the claims-filing process, you may be able to increase your odds of receiving a lucrative settlement offer.

When the insurance adjuster knows that a savvy and skilled lawyer is prepared to go to court on your behalf, they may be more likely to recommend a lucrative settlement in order to avoid more costly litigation procedures in the future. An increased settlement offer will help you quickly gain access to the financial resources you need to focus on recovering from your injuries.

Take advantage of the knowledge and experience a personal injury attorney can provide by allowing your lawyer to deal with the insurance adjuster after you sustain an injury.

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